Need an appraisal in San Antonio or Bexar County?Here are the top seven reasons why Texas homeowners need Advanced Appraisal Services:
At Advanced Appraisal Services, we understand the special needs of a customer in need of appraisal services. Our typical business clients get the appraisal process and the customary reporting formats. But as a consumer, you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we report our conclusions. Pre-listing Services/For Sale by OwnerIt's very hard to be objective about your own home because you most likely have an emotional attachment to it. Our professional appraisers at Advanced Appraisal Services are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value report than yours.Challenge Bexar County's assessment of your propertyLet's say your home is not appreciating as much as other homes close by -- your local tax assessor may have your house overvalued. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting a professional appraisal from Advanced Appraisal Services is your number one weapon.Need to cancel PMI?PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. We're veterans in helping homeowners just like you remove unneeded and unwanted PMI insurance.Recently got a freeze to your HELOC?Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can be annoying from a cash flow standpoint, and bad for your credit score since it may appear as though that credit line is maxed out. Advanced Appraisal Services can provide you with an expert appraisal to help you reinstate your home equity line of credit.Need Field and Desktop Appraisal Review Services?Do you need a seasoned professional to double-check your appraisal for verity, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal? We can assist you. While typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your house. |
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